• Industry
  • 22 September 2026
  • 2 min read

Selling online in India: UPI, COD and shipping basics

The three decisions that shape most Indian online stores: how buyers pay, how orders ship, and how returns work.

Indian shoppers expect to pay their way. A store that only takes cards loses buyers who prefer UPI or cash on delivery.

Payments

  • UPI is the fastest checkout for most buyers.
  • Cards and wallets cover the rest of prepaid.
  • Cash on delivery lifts conversion in many categories, but plan for returns and refusals.

Shipping

Decide how you ship before you launch: your own courier arrangement, or an aggregator that assigns a shipping partner for each order. Whatever you choose, send the buyer tracking updates automatically.

Returns and refunds

  1. Publish a clear returns window.
  2. Make the return flow part of the order screen, not an email thread.
  3. Update stock when a return arrives so you don’t oversell.

One inventory

If you sell on your store and also on Instagram or marketplaces, keep a single stock count. Overselling is the fastest way to lose trust.

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